Secure the funds you need,
when you need them, at the best rates possible.

Heartland Capital is an easier way for small businesses to get the funding they need to grow. By streamlining the loan process and leveraging the power of the marketplace where lenders compete, Heartland quickly provides business owners with the best loan options and terms, as well as fast funding. The whole process – from the time a business owner submits a loan application to the time funding is received — typically takes only a week.
By simplifying the application process, canvassing more lenders, and accelerating funding, Heartland Capital does the heavy lifting for business owners so they can instead focus on other aspects of running their business.

Target Audience:

Small business owners, who frequently need financing to grow, will benefit from Heartland Capital. To prequalify, merchants must:

  • Be in business six months
  • Make $100K or more annually in annual revenue
  • Provide three consecutive bank statements
  • Have a credit score of 550 or higher

Product Features:

  • 75+ marketplace lenders compete to offer small businesses loans from $5K to $5M
  • Simple online application process can be completed in 15 minutes on a mobile phone
  • A funding advisor helps a business compare offers to choose the perfect loan
  • After offers are received from lenders, businesses review options and select the best offer for their needs
  • Upon selecting an offer, business gets funding in as little as 24 hours.